Our Story

Established in 1995, Global Financial Brokers Limited (“GFBL”) has over twenty-five years experience acting as an intermediary for companies across all sectors of our economy.

Our services focus solely on all aspects of Organisational Wellness including Group Health, Life and Pension Brokerage and Administration. GFBL specialises in the design, implementation and servicing of superior, innovative Employee Benefit solutions for our clients. With over fifty (50) employees, GFBL boasts of having the largest Employee Benefits Team in the local Insurance Brokerage industry; working in tandem with its affiliate company, Total Benefits Specialists Limited (“TBSL”).

TBSL was formed in 2010 to focus primarily on providing Employee Benefits consultancy, oversight and administrative support for our clients.  Our clients therefore benefit from the combined competencies of both GFBL and TBSL, collectively referred to as “GLOBAL”. We are a seamless extension of our client’s HR and Finance departments delivering reliable and unmatched assurance that all employee benefit needs are met.

Our Mission

To bridge the gap between employer and employee needs by equipping both with tailored employee benefits packages and tools appropriate to promote a resilient workforce.

Our Team

Executive Leadership Team

Sandra Chin Yuen Kee

Executive Chairman

Mrs. Chin Yuen Kee is the founder of Global Financial Brokers Limited, which she started in 1994, and maintains over thirty-five (35) years’ experience in the
financial services industry. She began her working career in England and is a British trained State Registered Nurse. This experience has contributed to her
success in the development and management of Health Insurance programs. Her expertise lies in the areas of Employee Benefits and Financial Planning having
completed various training programmes in Life Insurance and Employee Benefits. Mrs. Chin Yuen Kee has served on the board of prestigious local companies such as Scotia Life Trinidad and Tobago Foundation, Heroes Foundation, La
Brea Industrial Development Corporation, the South Cancer Support Group and Eric Williams Medical Sciences Complex Authority.

Certification:

• LUATC; and
• AMTC

Mrs. Chin Yuen Kee serves as:

• Global Financial Brokers Limited – Executive Chairman
• Total Benefits Specialists Limited – Executive Chairman
• Energy Chamber of Trinidad and Tobago – Honorary Lifetime Member/ Past Director
• Loan Enterprise and Network Development (LEND) - Director
• International Women’s Forum (IWF) – Honorary Lifetime Member/ Past Director

Contact Information:
Phone: 1 868 628 4942
Email: schin@globalfinancialtt.com

Aliyah Hamel - Smith

Chief Executive Officer

Aliyah is an Attorney-at-Law with extensive legal experience in both Trinidad & Tobago and the United Kingdom having been admitted to practice since 2001. Prior to joining the Global Team, Aliyah worked with Hamel-Smith & Co and Royal Bank of Canada (RBC). At RBC, she headed up the Trust Company, where she developed expertise in dealing with loan financing instruments, international bond issues, pension plan administration and estate planning, and subsequently went on to head up the Financial Planning arm of RBC for the Region. Aliyah then held the position of Vice President of Business Process Outsourcing/Shared Services Development at the Trinidad and Tobago International Financial Centre (TTIFC) for 2.5 years.

Aliyah joined the Global Team in 2018 as the Executive Director – Wealth Management and in January 2020 was appointed the Chief Executive Officer of Global Financial Brokers Limited and Total Benefits Specialists Limited. As CEO, in addition to winning new and maintaining positive client relations, Aliyah focuses heavily on training staff in all aspects of pensions and financial wellness.

Certification:

• Bachelor of Law (LLB)
• Legal Education Certificate (LEC)
• Masters of Business Administration (MBA)
• TTII- State Licensing Long Term Insurance

Aliyah serves as:

• Global Financial Brokers Limited - Director
• Total Benefits Specialists Limited - Director
• Admiral Limited - Director
• National Flour Mills Company - Director
• National Flour Mills – Audit Committee and Finance & Board Tenders Committee – Member
• Law Association of Trinidad and Tobago – Member

Contact Information:
Phone: 1 868 628 4942
Email: ahamel-smith@globalfinancialtt.com

Michelle Alonzo

Executive Director - Benefits Administration

Michelle joined the Global Team in 2003 with over eleven (11) years experience in the insurance industry having worked at Barbados Mutual Life Assurance. There she held the position of Executive Assistant to the Executive Vice President and General Manager as well as Executive Assistant Corporate Office, gaining invaluable hands-on experience in the industry.
Michelle’s experience has allowed her to strengthen her technical expertise to the best advantage of our clients. She continuously assesses and refines operations to ensure that client expectations are met. Additionally, she partners with the client and/or Insurer to gain acceptance of Global’s innovative methodologies.

Certification:

• Fellow, Life Management Institute (FLMI)
• Associate, Customer Service (ACS)

Michelle serves as:

• Global Financial Brokers Limited – Director
• Total Benefits Specialists Limited- Director

Contact Information:
Phone: 1 868 628 4942
Email: malonzo@globalfinancialtt.com

John Chin Yuen Kee

Executive Director

Dr.John Chin Yuen Kee is one of the founders of Global Financial Brokers Limited and Total Benefits Specialists Limited and was the Company's Medical Consultant for over two (2) decades. Most of his career, Dr. Chin Yuen Kee specialised in general practice as a medical doctor for Trintoc, Dunlop and several other energy sector firms.

Certification:
• Bachelor of Medicine (MB)
• Bachelor of Surgery (BCh)
• Bachelor of Obstetrics (BAO) (NUI)

Dr. Chin Yuen Kee serves as:

• Global Financial Brokers Limited - Director
• Total Benefits Specialists Limited - Director
• Rotary Club of Port of Spain West - Member

Charles Jeremy Lee

Executive Director - Client Relations

Jeremy joined the Global Team in 2007 as an Independent Financial Advisor, dealing with investments and individual insurance brokerage. He later went on
to assume greater responsibility in the company, expanding his portfolio to include managing the Business Development Department, Client Interface, the
TBSL Network Team and general mediation as advocate between client and Insurer.
Jeremy's responsibilities span Global’s Health and Life, and Pensions clients.

Certification:

• Health Insurance Association (HIA)
• TBOSIET Certified

Jeremy serves as:

• Global Financial Brokers Limited – Director
• Total Benefits Specialists Limited- Director

Contact Information:
Phone: 1 868 628 4942
Email: jlee@globalfinancialtt.com

Key Personnel

Johann Salina

Manager - Health & Life Administration

Prior to joining the Global Team in 2015, Johann gained eight (8) years experience in Employee Benefits administration at Agostini, Cardea and RMS
Brokerage. At Global, Johann manages the Health & Life Administration Department which entails the management of three (3) teams and their daily
portfolios, while ensuring client satisfaction is met and in line with our service agreements. He also manages the designing and building of client benefit plans on Global's proprietary database.

Certification:

• Diploma Business Information Systems
• TTII-State Licensing Long Term Insurance
• AHIP HIA Designation

Contact Information:
Phone: 1 868 628 4942
Email: jsalina@globalfinancialtt.com

Justine Carew

Manager - Financial Wellness

Justine joined the Global Team in 2018 as the Financial Wellness Manager with close to nine (9) years of sales and financial investment experience; helping clients develop customised investment portfolios to attain their specific financial goals. Prior to joining Global, Justine spent some of her formidable years at Scotia Bank of Trinidad and Tobago, TRINRE and JMMB Bank. This experience set the foundation for her pursuit within the Insurance and Financial Industries.

At Global, Justine is responsible for:

• Conducting Financial Wellness sessions to groups of employees, both onshore and offshore, educating them on the requirements to achieve financial wellness.
• Conducting financial planning sessions with individual clients to assist them in attaining their retirement and other financial goals.
• Researching and analysing all investment opportunities presented to Financial Wellness clients, selecting appropriate investments that align with their objectives and their plans for retirement.
• Assisting clients in calculating and assessing refinancing options for their debt.

Certification:

• Bachelor of Arts (Hons)
• Mutual Fund Investments Accredited
• General Insurance State Licensing Accredited
• Critical Life Insurance and Health Crisis Protection Accredited
• TBOSIET Certified
• International Certificate Wealth and Investment Management

Contact Information:
Phone: 1 868 628 4942
Email: financialwellness@tbsltt.com

Kahea Carrington

Manager - Legal & Marketing

Kahea is an Attorney-at-Law, who joined the Global Team in 2019 as the Legal Advisor. Prior to joining Global, Kahea worked at Republic Bank Limited and completed her legal internship at Pollonias, Blanc & de la Bastide. Her stints at Republic Bank Limited provided her with invaluable exposure to many aspects of the banking and financial sector.

At Global, Kahea is responsible for:

• Conducting Financial Wellness sessions with groups of employees, both onshore and offshore, focusing primarily on Estate Planning.
• Preparing Wills and other Estate Plan Documents for individual clients.
• Preparing and reviewing legal documents.
• Reviewing and advising on Contracts and Policies.
• Providing advice regarding key legislation and other regulatory requirements.
• Developing and implementing marketing strategies.
• Overseeing and approving marketing material.
• Managing the Company's website, social media platforms and content.
• Researching and analysing marketing trends, demographics, pricing schedules and information.
• Preparing Reports.

Certification:

• Bachelor of Science in International Relations (BSc) (Hons)
• Bachelor of Law (LLB) (Hons)
• Legal Education Certificate (LEC)
• International Certificate Wealth and Investment Management
• TBOSIET Certified

Kahea serves as:

• Stein Carrington Architect Ltd – Director
• Law Association of Trinidad and Tobago – Member

Contact Information:
Phone: 1 868 628 4942
Email: kcarrington@tbsltt.com

Dr. Analisa Cumberbatch

Medical Consultant

Dr. Cumberbatch is a Medical Physician with extensive experience in Primary Care Medicine and General Practice, having practiced in the public sector for over five (5) years and privately for greater than seven (7) years. Her career in the public sector included two (2) years in Anaesthetic and Intensive Care followed by three (3) years in the primary care facilities in North East Trinidad. During this time, she was responsible for community health including; chronic disease management, antenatal management, general practice and geriatric care.

Following this, she entered the private sector as a General Practitioner focusing on Preventative Medicine, partnering with Global as the Medical Consultant charged with the responsibility of providing medical support to Global’s clients.

At Global, she focuses primarily on:

• Medical case management of individual cases through the development of a Medical Triage and Coordination Team,
• Development of corporate wellness programs, assessing the health status of organizations and implementing programs to promote the health and wellness of the employee
• Advocating for patients with respect to claims processing; and
• Promoting preventative medicine and wellness initiatives via educational lectures to clients.

Certification:

• Bachelor of Medicine and Surgery (MB.,BS)
• Bachelor of Science in Biology (BSc)

Dr. Cumberbatch serves as:

• Trinidad and Tobago Medical Association - Member

Contact Information:
Phone: 1 868 628 4942
Email: acumberbatch@globalfinancialtt.com

Sharaz Gordon

Manager - IT Administration

Prior to joining the Global Team in 2012 as the IT Administrator, Sharaz worked at the Fast Freight Group and the HADCO Group of Companies as a Senior Customs Brokerage Consultant. During this time he found his passion in IT and went on to pursue a career in that field, culminating in his role of managing and operating all of Global’s computer systems.

At Global, Sharaz is responsible for:

• Running system audits to ensure the optimal security of the network.
• Providing user requirement and system specification to the database and web developers involved in the creation of Global’s Client Online Portal (“Javelin”)
• Maintaining Javelin and handling external user queries from all clients.
• Assisting the Database Administrator with day to day running of Global’s claims management system.
• Upgrading hardware and software that is required on the network

Certification:

• Bachelor of Science in Business Computing (BSc) (Hons)
• Certificate in Fundamentals of Project Planning and Management
• International Diploma in Computer Studies
• International Advance Diploma in Computer Studies
• Certificate in Computer Repairs
• Grade 2 Customs Clerk License
• Google IT Support Professional Certificate Specialization

Contact Information:
Phone: 1 868 628 4942
Email: itsupport@globalfinancialtt.com

Karinna - Marie Milford

Manager - Network Administration

Karinna joined the Global Team in 2013 as a Data Entry Assistant in the Health & Life Administration department. Through her natural knack for the Insurance industry, and her tenacity, Karinna was promoted to Supervisor in 2017, where she focused primarily on claims management. In June 2020, Karinna moved to the Network Coordination Department as their Manager of Network Administration.

At Global, Karinna is responsible for:

• Managing the day to day operations of the Network Administration Department
• Reviewing of the Network Administration Department Policies and Procedures
• Reviewing and Analysing Claims
• Investigating Claim Errors

Certification:

• Associates’ Degree in Tourism Management
• HIA Designation in Supplemental Health Insurance (in pursuit)

Contact Information:
Phone: 1 868 628 4942
Email: coordinator@tbsltt.com

Lallita Bethelmy

Team Lead - Pensions

Lallita joined the Global Team in 2019 as the Team Lead for the Pensions Department. Prior to joining Global, Lallita worked at Digicel Trinidad & Tobago as a Procurement Executive where she gained over six (6) years experience in the administration and management of diversified portfolios.

She is responsible for:

• Managing the Pensions Administration Team
• Liaising with the HR departments of our client companies
• Managing Pension Suspense Accounts for client companies

Contact Information:
Phone: 1 868 628 4942
Email: pensions@globalfinancialtt.com

Raejeanne Loregnard

Senior Pensions Administrator

Prior to joining the Global team in 2015, Raejeanne worked at Colonial Life Insurance Company (CLICO) where she gained ten (10) years experience in all aspects of long term insurance, especially in the area of pensions.

At Global, Raejeanne’s core functions include:

• Supervising the Pensions Administration Team
• Managing Pensions Portfolios for client companies
• Reconciling client companies' pension accounts

Contact Information:
Phone: 1 868 628 4942
Email: pensions@globalfinancialtt.com

Committed to the

Proactive Delivery of Solutions

OUR SERVICES

Our Partners